Page 1 Page 2 Page 3 Page 4 Page 5 Page 6 Page 7 Page 8 Page 9 Page 10 Page 11 Page 12 Page 13 Page 14 Page 15 Page 16 Page 17 Page 18 Page 19 Page 20 Page 21 Page 22 Page 23 Page 24 Page 25 Page 26 Page 27 Page 28 Page 29 Page 30 Page 31 Page 32 Page 33 Page 34 Page 35 Page 36For more information, please visit www.lenderlawwatch.com or www.enforcementwatch.com 35 34 Sabrina M. Rose-Smith Chair, Committee on Racial and Ethnic Diversity srosesmith@goodwinlaw.com +1 202 346 4185 Sabrina Rose-Smith is a partner in Goodwin’s Financial Industry and Consumer Financial Services Litigation practices. Her nationwide practice includes both defending financial institutions against consumer class actions and government enforcement actions, and regulatory compliance counseling for banks, credit card issuers, mortgage lenders and specialty finance companies. She is the lead editor of Goodwin’s LenderLaw Watch blog, a firm blog that monitors and chronicles legal developments in the consumer financial services industry. Ms. Rose-Smith defends her financial services clients in cases involving the Truth In Lending Act (TILA), the Fair Debt Collection Practices Act (FDCPA), the Fair Credit Reporting Act (FCRA), the Real Estate Settlement Procedures Act (RESPA), the Fair Housing Act (FHA), the Equal Credit Opportunity Act (ECOA), the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 (FIRREA), the Telephone Consumer Protection Act (TCPA), state and federal unfair and deceptive trade practices (UDAP) statutes and other alleged violations of law arising from her clients’ lending, servicing and/or collections activity. W. Kyle Tayman ktayman@goodwinlaw.com +1 202 346 4245 Kyle Tayman is a partner in the firm’s Financial Industry and Consumer Financial Services Litigation practices, and is also a member of the Government Investigations + Enforce- ment, FinTech and Antitrust practices. Mr. Tayman concentrates his practice on repre- senting and defending banks and financial institutions in government investigations and enforcement actions, False Claims Act litigation, consumer class actions and complex litigation. He is the lead editor of Goodwin’s Consumer Finance Enforcement Watch blog, which is the marketplace’s first resource for real-time reporting on the full range of public federal and state consumer finance enforcement activity. Mr. Tayman regularly represents clients in government investigations brought by the CFPB, DOJ, FTC, HUD, and state attorneys general, and defends clients in complex commercial litigation and class action matters at the trial and appellate levels of federal and state courts. He frequently defends clients in enforcement proceedings and litigation under federal and state consumer Authors lending laws, including RESPA, FCRA, ECOA, TCPA, TILA, FDCPA, and UDAAP. Mr. Tayman has substantial experience advising FinTech clients on consumer regulatory and litigation matters. Lindsay L. Raffetto lraffetto@goodwinlaw.com Lindsay Raffetto is an associate in Goodwin’s Financial Industry and Consumer Financial Services Litigation practices. She advises financial institutions on a range of regulatory compliance issues relating to fair lending (FHA and ECOA) matters, compliance with the TILA-RESPA Integrated Disclosure rule and the Home Mortgage Disclosure Act (HMDA), federal unfair, deceptive, or abusive acts or practices (UDAAP) regulation and enforcement, and other regulatory and ethical matters. She recently completed a six-month secondment at a large national bank advising various lines of business on fair lending issues. Ms. Raffetto also represents clients in a variety of government and consumer class-action litigation matters involving the Fair Housing Act (FHA), the Real Estate Settlement Procedures Act (RESPA), and various state statutes relating to mortgage lending, servicing, and collections activity. Ms. Raffetto also devotes significant time to pro bono work, and has represented clients in matters involving asylum, Social Security disability benefits, homelessness law and policy, and divorce and child custody. Levi Swank lswank@goodwinlaw.com Levi Swank is an associate in the firm’s Financial Industry and Consumer Financial Services Litigation practices. Mr. Swank focuses on complex civil litigation and appellate matters, and has litigation experience in a wide range of areas, including mortgage servicing, origination, and insurance; the False Claims Act; and the First Amendment. He has drafted and contributed to briefs in courts around the country, including the United States Supreme Court, several federal district courts, and the Massachusetts Supreme Judicial Court. Nicholas Drew ndrew@goodwinlaw.com Nicholas Drew is an associate in the firm’s Financial Industry Group and Litigation Department. Mr. Drew joined Goodwin in 2014, and his practice covers a broad range of litigation matters, including various complex civil litigation cases, M&A litigation, and securities class actions. Mr. Drew has defended financial institutions against consumer class action claims and has defended multiple clients against claims brought before the Massachusetts Commission Against Discrimination. While attending law school, Mr. Drew held a judicial internship in the Massachusetts Plymouth County Superior Court and served as managing editor for the Boston College Law Review.