b'Table of ContentsOverview4Mortgage Origination + Servicing .12 Credit/Debit/Prepaid Cards 17Debt Collection + Debt Settlement.20Credit Reporting 24Student Lending26Auto Lending29Payday/Small Dollar Lending31FinTech.34Telephone Consumer Protection Act.36Major U.S. Supreme Court + Appellate Cases Decided in 2019.40What Were Watching: 2020 Emerging Issues.43Authors.462 3'