b'Drivers of Capital Investment28% of respondents rank private equity and banks/asset managers as the top drivers of capital investment over the next three years. Institutional funds as well as big banks investing in fintech start-ups are key in driving capital investment for the innovation of fintech and more efficient financial services. Europe over-indexes for mergers as a source of capital, while the UK over-indexes for Sovereign Wealth Funds as the top driving factor of capital investment, placing high emphasis on the importance of a markets economy and government owned funds.40'