b'AuthorsAnthony Alexis, Partneraalexis@goodwinlaw.comTony Alexis is a partner in Goodwins Complex Litigation & Dispute Resolution Practice and serves as the head of the firms Consumer Financial Services Enforcement Practice. His practice focuses primarily on consumer financial services and government and regulatory investigations. Prior to joining Goodwin in 2017, Mr. Alexis served as Assistant Director and Head of the Office of Enforcement at the CFPB, where he developed and managed the CFPBs enforcement strategy, consumer financial investigations and litigation. He also coordinated strategy, investigations and litigation in areas such as payday/short-term loans, mortgages, credit cards, credit reporting, debt collection, student and automobile lending, and payments systems with leaders of the enforcement and regulation departments. Mr. Alexis also served as a member of the CFPBs Executive Committee and its Civil Penalty Fund Governance Board. He joined the CFPB as the Deputy Enforcement Director for Field Litigation, and was responsible for enforcement work conducted by enforcements four regional offices.Sabrina M. Rose-Smith, Partner Chair, CRED@Goodwinsrosesmith@goodwinlaw.comSabrina Rose-Smith is a partner in Goodwins Complex Litigation & Dispute Resolution and Consumer Financial Services Litigation practices. Her nationwide practice includes both defending financial institutions against consumer class actions and government enforcement actions, and regulatory compliance counseling for banks, credit card issuers, mortgage lenders and specialty finance companies. She is the lead editor of Goodwins LenderLaw Watch blog, a firm blog that monitors and chronicles legal developments in the consumer financial services industry. Ms. Rose-Smith defends her financial services clients in cases involving the TILA, FDCPA, FCRA, RESPA, FHA, ECOA, FIRREA, TCPA, state and federal UDAP statutes and other alleged violations of law arising from her clients lending, servicing and/or collections activity.W. Kyle Tayman, Partnerktayman@goodwinlaw.comKyle Tayman is a partner in the firms Complex Litigation & Dispute Resolution and Consumer Financial Services Litigation practices, and is also a member of the Government Investigations + Enforcement, Fintech and Antitrust practices. Mr. Tayman concentrates his practice on representing and defending banks and financial institutions in government investigations and enforcement actions, False Claims Act litigation, consumer class actions and complex litigation. He is the lead editor of Goodwins Consumer Finance Enforcement Watch blog, which is the marketplaces first resource for real-time reporting on the full range of public federal and state consumer finance enforcement activity. Mr. Tayman regularly represents clients in government investigations brought by the CFPB, DOJ, FTC, HUD, and state attorneys general, and defends clients in complex commercial litigation and class action matters at the trial and appellate levels of federal and state courts.For more information, please visit www.lenderlawwatch.com or www.enforcementwatch.com62'