James W. McGarry

James W. McGarry

James W. McGarry

Jim McGarry, a partner in Goodwin’s Financial Industry and Consumer Financial Services Litigation practices, specializes in complex commercial litigation, with an emphasis on the defense of financial institutions in consumer class actions, enforcement actions and complex business litigation.

Professional Activities

Mr. McGarry is a member of the American, Massachusetts and Boston Bar Associations. He is on the Board of Directors of the Massachusetts Appleseed Center for Law and Justice, and is actively involved with the Mortgage Bankers Association.

Professional Experience

Prior to joining Goodwin in 1996, Mr. McGarry was an associate at Pepper Hamilton LLP, where he focused on general commercial litigation. He was senior litigation counsel to US Filter Corporation from July 2000 until he re-joined the firm in February 2002.


Mr. McGarry has been recognized in The Legal 500 U.S. for his work on financial services litigation.

Areas of Practice


As a member of the firm's Consumer Financial Services Litigation Practice, Mr. McGarry has defended against putative state and nationwide class actions and multi-district class actions around the country. These cases typically arise under the Truth in Lending Act (TILA), the Fair Credit Reporting Act (FCRA), the Fair Debt Collection Practices Act (FDCPA), the Real Estate Settlement Procedure Act (RESPA), fair lending and anti-discrimination statutes such as the Equal Credit Opportunity Act (ECOA) and the Fair Housing Act (FHA), as well as state and federal unfair and deceptive trade practices acts, the Bankruptcy Code and predatory lending statutes.

Some of Mr. McGarry's recent cases include acting as lead counsel in a variety of nationwide class actions challenging various loan servicing and loan modification practices, including the largest multi-district litigation challenging servicer practices under the Home Affordable Modification Program (HAMP), representing national banks and mortgage lending companies in fair lending and predatory lending-based class actions, in private and state Attorney General lawsuits challenging subprime or "unfair" lending practices and in consumer class actions challenging the propriety of foreclosure documentation practices. He has represented national banks and lenders in lawsuits brought by various municipalities across the country based on a number of statutes and common law liability theories.

Mr. McGarry also provides advice and litigation-avoidance counseling to a variety of banks, credit card issuers and other consumer and commercial lenders, and has been involved in various client internal and government investigations.



J.D., 1993
Rutgers School of Law

(magna cum laude)

B.A., 1985
Seton Hall University

(magna cum laude)



New Jersey


U.S. Court of Appeals for the First Circuit
U.S. Court of Appeals for the Third Circuit
U.S. Court of Appeals for the Sixth Circuit
U.S. District Court for the District of Massachusetts
U.S. District Court of New Jersey
U.S. District Court for the Eastern District of Pennsylvania
U.S. District Court for the Western District of Michigan
U.S. District Court for the Eastern District of Michigan
Get In Touch
Our clients rely on us for world-class advisory services, counsel on complex transactional work and high-stakes litigation. Specializing in matters involving the financial, life sciences, private equity, real estate, and technology industries, we use a collaborative, cross-disciplinary approach to resolve our clients’ most challenging issues. To find out more, please contact us.
Search Other Lawyers