b'Table of ContentsOverview .4Mortgage Origination & Servicing 14Fintech 20Telephone Consumer Protection Act . 24Credit, Debit & Prepaid Cards .28Debt Collection & Settlement . 32Payday & Small Dollar Lending .36Credit Reporting 40Student Lending 44Auto Loan Origination & Servicing 50Major U.S. Supreme Court & Appellate Cases Decided In 2021 .54What Were Watching: 2022 Emerging Issues .58Authors .62Contributors 64'