b'its right to compel arbitration of a consumers federal claim even though the operator had previously waived its rights to arbitrate the consumers state claims based on the same underlying conduct in Forby v. One Technologies, L.P., No. 17-10883. The Fifth Circuit stated that waiver of arbitration is evaluated under a two-step test: (1) whether a party substantially invoked the judicial process and (2) whether it caused the other party prejudice. The Fifth Circuit held that, because the op-erator had never tried to litigate the consumers federal claims, it did not waive its right to compel arbitration. The Fifth Circuit noted that a party only involves the judicial process to the extent it litigates a specific claim it subse-quently seeks to arbitrate. What to WatchAppellate courts following TransUnion LLC v. Ramirez, No. 20-297, and affirming reinforced limits on Article III standing to plaintiffs who have suffered a concrete harm;Seila Law challenges to government agencies with single director leadership structures; andAdditional challenges to the OCCs FintechCharter Program.56'