b'Table of ContentsOverview .4Mortgage Origination + Servicing . 14Fintech 20Telephone Consumer Protection Act . 24Credit, Debit + Prepaid Cards .28Debt Collection + Settlement 32Payday + Small Dollar Lending 36Credit Reporting 40Student Lending 44Auto Lending 48Major U.S. Supreme Court + Appellate Cases Decided In 2020 52What Were Watching: 2021 Emerging Issues 56Authors .60'