b'AuthorsSabrina M. Rose-Smith, Partner Chair, CRED@Goodwinsrosesmith@goodwinlaw.comSabrina Rose-Smith is a partner in Goodwins Complex Litigation & Dispute Resolution and Consumer Financial Services Litigation practices. Her nationwide practice includes both defending financial institutions against consumer class actions and government enforcement actions, and regulatory compliance counseling for banks, credit card issuers, mortgage lenders and specialty finance companies. She is the lead editor of Goodwins LenderLaw Watch blog, a firm blog that monitors and chronicles legal developments in the consumer financial services industry. Ms. Rose-Smith defends her financial services clients in cases involving the TILA, FDCPA, FCRA, RESPA, FHA, ECOA, FIRREA, TCPA, state and federal UDAP statutes and other alleged violations of law arising from her clients lending, servicing and/or collections activity.Levi Swank, Partnerlswank@goodwinlaw.comLevi Swank is a partner in the firms Complex Litigation & Dispute Resolution and Consumer Financial Services Litigation practices. Mr. Swank represents banks, non-bank financial institutions, and fintech companies in complex litigation, appellate, and government enforcement matters. He has served as counsel of record in federal and state courts around the country, including the United States Supreme Court, and has represented numerous banks and fintech companies in investigations and administrative enforcement proceedings initiated by the Consumer Financial Protection Bureau and the Department of Housing and Urban Development. Mr. Swank is particularly expert in advising clients and defending matters related to the False Claims Act, Fair Housing Act, and the alphabet soup of federal and state consumer finance laws, including RESPA, FCRA, ECOA, TILA, FDCPA, and UDAAP. Mr. Swank also co-leads Goodwins Consumer Finance Enforcement Watch blog.Patrice E. Hendriksen, Associatephendriksen@goodwinlaw.comPatrice Hendriksen is an associate in Goodwins Complex Litigation & Dispute Resolution, Financial Industry Litigation and Consumer Financial Services Litigation practices. Ms. Hendriksen focuses on enforcement proceedings and class action matters under federal consumer protection laws, including TCPA, FCRA, FDCPA, RESPA, and FHA. Ms. Hendriksen is an editor and contributor to Goodwins Consumer Finance Enforcement Watch blog.For more information, please visit www.lenderlawwatch.com or www.enforcementwatch.com60'