So You Want to Be a Bank?

Our series on what fintechs need to know before pursuing a bank charter.
Amid signals of a more welcoming regulatory climate for new bank formation, this series of articles by partners in our Banking practice examines the advantages of bank charters, considers the spectrum of available charter options, and highlights important regulations that entities must navigate once chartered. 
Benefits of Operating Through a Bank Charter and Charter Choice Considerations
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Consequences of Forming or Acquiring a Depository Institution
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Regulatory Process for Forming or Acquiring a Depository Institution
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About Goodwin’s Banking Team

Goodwin’s accomplished Banking team regularly represents financial institutions before the Federal Reserve, OCC, FDIC, CFPB, various state banking regulators, and securities regulatory agencies, in addition to providing comprehensive regulatory and compliance advice. Our team has advised in hundreds of bank transactions, including whole bank M&A, branch acquisitions and dispositions, capital market transactions, and securities offerings, and is called upon by community, regional, national and international banking organizations as go-to outside counsel for corporate guidance and advice relating to complex bank products and services.