David Permut, a retired partner in Goodwin’s Financial Industry and Consumer Financial Services Litigation practices, is resident in the firm's Washington, D.C. office. Mr. Permut specializes in civil litigation, with particular emphasis on the defense of financial institutions in consumer financial services class actions, government investigations and government enforcement actions. He also regularly advises clients on consumer financial services law and compliance issues. Mr. Permut has been recognized by Chambers USA and The Legal 500 for his work in financial services litigation.





Mr. Permut defends against a variety of putative nationwide class actions arising under the Truth in Lending Act (TILA), the Real Estate Settlement Procedure Act (RESPA), state unfair and deceptive acts and practices laws (UDAP), the Fair Debt Collection Practices Act (FDCPA), the Fair Credit Reporting Act (FCRA), and other consumer lending statutes and regulations. He also has represented a number of financial institutions in contested matters before federal and state administrative agencies. In addition, Mr. Permut advises clients on compliance with consumer financial services laws and regulations.

His recent work includes:

  • Representation of a joint venture between a mortgage lender and a real estate broker in two class actions challenging the affiliated business arrangement under RESPA and state law, culminating in a five-week jury trial tried to a defense verdict
  • Defense of a major credit card issuer in an MDL proceeding and state attorney general enforcement actions regarding credit card add-on products
  • Representation of a major debit card issuer in putative nationwide class actions challenging the assessment of overdraft fees
  • Representation of a major mortgage servicer in defending numerous putative nationwide class actions challenging lender-placed insurance practices
  • Defense of a major loan servicer in class actions regarding the collection of default servicing fees from debtors in Chapter 13 bankruptcies
  • Successful defense of RESPA claims brought against affiliated business arrangements involving appraisal management and credit reporting companies
  • Defense of two national lenders in putative class actions challenging captive mortgage reinsurance arrangements
Professional Activities

Mr. Permut is a member of the American Bar Association’s Consumer Financial Services Committee and formerly served as a Co-Chair of the Committee’s Housing Finance Subcommittee. Mr. Permut is a member of the Governing Committee of the Conference on Consumer Finance Law.


Mr. Permut is a Fellow of the American College of Consumer Financial Services Lawyers. Mr. Permut has been recognized by The Legal 500 U.S. year over year for his work on financial services litigation and has been listed annually in Chambers USA: America’s Leading Lawyers for Business from 2015 to 2020. In law school, Mr. Permut served as Notes Editor for the Virginia Law Review.

In The News









J.D., 1993
University of Virginia School of Law

(Order of the Coif)

A.B., 1990
Dartmouth College
(cum laude)



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