Lindsay Raffetto is an associate in Goodwin’s Financial Industry and Consumer Financial Services Litigation practices. She advises financial institutions on a range of regulatory compliance issues, including fair lending (FHA and ECOA) matters, compliance with the TILA-RESPA Integrated Disclosure rule and the Home Mortgage Disclosure Act (HMDA), federal unfair, deceptive, or abusive acts or practices (UDAAP) regulation and enforcement, and other regulatory and ethical matters. She recently completed a six-month secondment at a large national bank advising various lines of business on fair lending issues. Ms. Raffetto also represents financial institutions in a variety of government and consumer class-action litigation matters involving the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 (FIRREA), the Fair Housing Act (FHA), the Real Estate Settlement Procedures Act (RESPA), and various state statutes relating to mortgage lending, servicing, and collections activity. She is an editor of LenderLaw Watch, a firm blog that monitors and analyzes news and legal issues affecting clients and others in the consumer finance industry.
Ms. Raffetto also devotes significant time to pro bono work, and has represented clients in matters involving asylum, Social Security disability benefits, homelessness law and policy, and divorce and child custody.
Ms. Raffetto joined the firm in 2012.