Lindsay Raffetto is an associate in Goodwin’s Financial Industry and Consumer Financial Services Litigation practices. She advises financial institutions on a range of regulatory compliance issues, including fair lending (FHA and ECOA) matters, compliance with the TILA-RESPA Integrated Disclosure rule and the Home Mortgage Disclosure Act (HMDA), federal unfair, deceptive, or abusive acts or practices (UDAAP) regulation and enforcement, and other regulatory and ethical matters. She recently completed a six-month secondment at a large national bank advising various lines of business on fair lending issues. Ms. Raffetto also represents financial institutions in a variety of government and consumer class-action litigation matters involving the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 (FIRREA), the Fair Housing Act (FHA), the Real Estate Settlement Procedures Act (RESPA), and various state statutes relating to mortgage lending, servicing, and collections activity. She is an editor of LenderLaw Watch, a firm blog that monitors and analyzes news and legal issues affecting clients and others in the consumer finance industry.

Ms. Raffetto also devotes significant time to pro bono work, and has represented clients in matters involving asylum, Social Security disability benefits, homelessness law and policy, and divorce and child custody.

Ms. Raffetto joined the firm in 2012.

Experience

ERFAHRUNG

工作经历

Ms. Raffetto’s recent representative matters include:

  • Defeating numerous lawsuits filed by counties and county officials across the country seeking damages and injunctive relief over use of the Mortgage Electronic Registration Systems as mortgagee on security instruments, including appellate victories in the Second and Fifth Circuits and in the West Virginia Supreme Court of Appeals.
  • Assisting a lender in evaluating its marketing disclosures for compliance with UDAAP.
  • Representing an investment company in successfully blocking a shareholder suit to enjoin a merger transaction.
  • Securing successful asylum petitions on behalf of clients from Nicaragua and El Salvador.

Credentials

WERDEGANG

专业资格

Education

J.D., 2012
The George Washington University Law School
(cum laude)
B.A., 2009
University of California, Berkeley

Admissions

Bar

Virginia
District of Columbia

Courts

U.S. District Court for the Eastern District of Virginia
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Our clients rely on us for world-class advisory services, counsel on complex transactional work and high-stakes litigation. Specializing in matters involving the financial, life sciences, private equity, real estate, and technology industries, we use a collaborative, cross-disciplinary approach to resolve our clients’ most challenging issues. To find out more, please contact us.
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