On February 12, 2015, the CFPB announced that it had entered a consent order with a California-based mortgage lender and broker to resolve allegations that the lender allegedly sent deceptive mailings signifying an FHA and VA affiliation in violation of Regulation N and the Consumer Financial Protection Act. The lender purportedly sent consumers mailings that were designed to appear like a U.S. government notice, although the lender had no affiliation with the government. The lender agreed to discontinue issuing advertisements implying a government affiliation and to pay a civil penalty of $85,000.