Ximeng Tang Sammy

Ximeng (Sammy) Tang

Associate
Ximeng (Sammy) Tang
New York
+1 212 459 7196

Ximeng (Sammy) Tang is an associate in Goodwin’s Financial Services group, and a member of the firm’s Banking, Consumer Financial Services, Fintech and Digital Currency & Blockchain practices. She advises financial institutions and fintech companies on complex, multi-jurisdictional banking laws and consumer financial services regulations. Sammy counsels clients in structuring and papering lending, payments and deposit products and programs, including drafting and negotiating bank partnership agreements, preparing consumer-facing disclosures and terms, and evaluating state and federal level regulatory risks. Sammy also regularly represents financial services providers in state license applications and regulatory investigations, inquiries, and enforcement actions.

Sammy advises payment platforms, blockchain and virtual currency companies on FinCEN’s money service business (MSB) regulations and anti-money laundering requirements. She works with Web3 and DeFi protocols to identify regulatory risks and develop practical compliance strategies. Sammy also advises clients on diligence matters related to the investment in or acquisition of blockchain and fintech businesses.

Experience

  • Represents domestic and international payment companies in developing US-compliant products and services
  • Advises clients in structuring alternative lending structures
  • Provides advice regarding state financial licensing and compliance obligations
  • Represents fintech companies in establishing bank partnership arrangements
  • Advises clients on due diligence and regulatory matters in investment, asset sale and merger transactions
  • Structures compliant products and services for blockchain innovators

Professional Activities

Sammy is a member of the New York City Bar Consumer Affairs Committee.

Professional Experience

Prior to joining Goodwin, Sammy was an associate in the New York office of Sullivan & Cromwell LLP. In law school, Sammy was an articles editor on the Columbia Law Review and served as a judicial extern to the Honorable Colleen McMahon of the U.S. District Court for the Southern District of New York.

Credentials

Education

JD2017

Columbia Law School

(Ruth Bader Ginsburg Prize)

BA2012

Middlebury College

(summa cum laude, Phi Beta Kappa)

Admissions

Bars

  • New York

Recognition & Awards

Sammy was named a Recommended Lawyer for her work in Fintech and Crypto in 2024.

Publications