State enforcement actions against consumer finance companies has declined sharply starting in 2018. After U.S. states brought an average of 60 such enforcement actions in 2016 and 2017, the annual average fell to just 31 over the next three years, according to a new report by the law firm Goodwin. Consumer Financial Services Litigation and Consumer Financial Services Enforcement partner Anthony Alexis, who is also a former head of the CFPB’s enforcement office, says all government investigations are personality-driven. Read the American Banker article here.