Ms. Hayden defends financial institutions against lender and servicer liability claims in various state and federal courts and administrative proceedings. Ms. Hayden’s practice includes both individual matters, and defending against putative state and federal class actions. These cases typically arise under the Truth in Lending Act (TILA), the Fair Credit Reporting Act (FCRA), the Fair Debt Collection Practices Act (FDCPA), the Real Estate Settlement Procedures Act (RESPA), the Fair Housing Act (FHA), the Equal Credit Opportunity Act (ECOA), the Telephone Consumer Protection Act (TCPA), the Massachusetts Consumer Credit Cost Disclosure Act and various states’ unfair and deceptive trade practices acts.
Representative cases include:
- Obtained summary judgment on various state and federal claims alleging mortgage servicing violations. Affirmed by First Circuit.
- Defeated class certification in mortgage servicing case alleging ECOA and state unfair competition law violations arising out of untimely responses to HAMP loan modification applications.
- Prevailed on Rule 12(b)(6) motion to strike class claims arising out of alleged mortgage servicing violations.
- Secured dismissals of fair lending cases pending before the Massachusetts Commission Against Discrimination.
- Led successful defense of numerous lawsuits against banks arising out of alleged mortgage servicing and origination violations throughout New England and other states.
Ms. Hayden is an active member of multiple national and local bar associations, including the American Bar Association. There she works as a Young Lawyers Liaison between the ABA’s Consumer Financial Services Committee and the Diversity + Inclusion Committee.
Locally, Ms. Hayden is a co-chair of the Boston Bar Association’s Senior Associates Section and serves on the Steering Committee of the BBA’s Multidistrict Litigation & Class Actions Section. She previously acted as a liaison between the BBA’s Financial Services Section and the New Lawyers Section.
In addition, Ms. Hayden is a member of Goodwin’s Women’s Initiative, which supports and advances the development and leadership of Goodwin’s women attorneys, and the Attorney Engagement Committee, which seeks to enhance attorneys’ experiences at the firm. She also is a regulator contributor to Goodwin’s LenderLaw Watch blog.
While in law school, Ms. Hayden interned at the U.S. House of Representatives Committee on Financial Services. She also worked as a student attorney for Washington College of Law’s Federal Tax Clinic, where she counseled and represented clients in controversies before the I.R.S. and U.S. Tax Court. Prior to joining Goodwin, she clerked for the Honorable Kathleen E. Coffey at the West Roxbury Division of the Boston Municipal Court Department.