Courtney Hayden

Courtney L. Hayden

Courtney L. Hayden
+1 617 570 1853

Courtney Hayden, counsel in Goodwin’s Complex Litigation & Dispute Resolution practice, specializes in the defense of consumer financial services companies. She represents clients facing government investigations, enforcement actions, class actions, and other complex litigation. Courtney regularly defends mortgage lenders, servicers, and other consumer finance companies facing claims brought under the Fair Housing Act (FHA), the Equal Credit Opportunity Act (ECOA), the Real Estate Settlement Procedures Act (RESPA), the Truth in Lending Act (TILA), the Fair Debt Collection Practices Act (FDCPA), the Fair Credit Reporting Act (FCRA), the Telephone Consumer Protection Act (TCPA), the Massachusetts Consumer Credit Cost Disclosure Act, and various unfair and deceptive trade practices acts. Such lawsuits arise in federal and state courts nationwide, and through various agencies’ proceedings. Courtney similarly represents clients in government investigations involving federal and state consumer lending laws, including before the Massachusetts Commission Against Discrimination (MCAD), and enforcement actions brought by federal agencies such as the Consumer Financial Protection Bureau (CFPB).

In addition, Courtney advises fintech companies on consumer financial regulations, banking laws, and compliance and transactional matters. She also performs due diligence in corporate transactional matters concerning consumer finance laws.

Courtney is an editor of Consumer Finance Insights, a firm blog that monitors and analyzes news and legal issues affecting the consumer finance industry, and Goodwin’s Consumer Financial Services Year in Review, an annual publication synthesizing the past year’s industry developments and providing prospective industry analysis.


Courtney's representative experience includes:

  • Obtained summary judgment on various state and federal claims alleging mortgage servicing violations; affirmed by First Circuit
  • Defeated class certification in mortgage servicing case alleging ECOA and state unfair competition law violations arising out of untimely responses to loan modification applications
  • Prevailed on motion to strike class claims arising out of alleged mortgage servicing violations
  • Secured dismissals of multiple fair lending cases pending before the MCAD
  • Led successful defense of numerous lawsuits against banks arising out of alleged mortgage servicing and origination violations throughout New England and other states
  • Advised company and provided regulatory advice on money transmitter licensee matters
  • Provided regulatory advice to fintech company on licensing, change of control matters
  • Provided regulatory payment advice on debit card and payroll card programs concerning fintech company

Professional Activities

Courtney is an active member of multiple national and local bar associations, including the American Bar Association (ABA) and Boston Bar Association (BBA). She previously served as a Young Lawyers Liaison between the ABA’s Consumer Financial Services Committee and the Diversity, Equity + Inclusion Committee.

Locally, Courtney serves on the BBA’s Women’s Leadership & Advancement Forum, a group of local leaders dedicated to promoting and generating change in gender equality within the legal profession. Courtney previously was co-chair of the BBA’s Senior Associates Section, served on the Steering Committee of the BBA’s Multidistrict Litigation & Class Actions Section, and was a liaison between the BBA’s Financial Services Section and the New Lawyers Section.

In addition, Courtney is a member of Goodwin’s Women’s Initiative, which supports and advances the development and leadership of Goodwin’s women attorneys.

Professional Experience

While in law school, Courtney interned at the U.S. House of Representatives Committee on Financial Services. She also worked as a student attorney for Washington College of Law’s Federal Tax Clinic, where she counseled and represented clients in controversies before the I.R.S. and U.S. Tax Court. Prior to joining Goodwin, she clerked for the Honorable Kathleen E. Coffey at the West Roxbury Division of the Boston Municipal Court Department.




American University Washington College of Law


Tufts University



  • Massachusetts


  • U.S. District Court for the District of Massachusetts
  • U.S. Court of Appeals for the First Circuit
  • U.S. District Court for the Western District of New York

Recognition & Awards

While attending law school, Courtney was an editor for the Washington College of Law Criminal Law Brief.


Courtney is co-editor of Goodwin’s Consumer Finance Insights, a firm blog that monitors and analyzes news and legal issues affecting the consumer finance industry.

Her recent publications include:

  • Co-Author, “How The 5th Circ.'s CFPB Ruling Has Been Applied So Far,” Law360, January 2023
  • Co-Author, “2021 Year in Review: Consumer Finance,” Goodwin Insights, February 2022
  • “Bank to the Fire: Lessons from the HAMP Era for CARES Act Compliance and Civil Litigation,” December 2021
  • Co-Author, “2020 Year in Review: Consumer Finance,” Goodwin Insights, February 2021
  • Co-Author, “Trends In U.S. Paycheck Protection Program Class Actions,” Goodwin Client Alert, April 2020
  • Author, “Court Rules Against Plaintiff Challenging Implementation of Paycheck Protection Program,” Lenderlaw Watch, April 2020
  • Co-Author, “Consumer Finance 2019 Year in Review,” Goodwin Insights, March 2020
  • Co-Author, “Consumer Finance 2018 Year in Review,” Goodwin Insights, February 2019