Kimberly Monty Holzel is a partner in Goodwin’s Financial Industry, Consumer Financial Services and Fintech practices. She advises banks and Fintech clients offering tech-enabled consumer financial services on compliance with consumer financial services laws. Ms. Holzel works with payment services, blockchain and virtual currency companies on FinCEN’s money service business (MSB) regulations and anti-money laundering requirements. She also prepares banks, lenders and Fintech companies for supervision by financial services regulators and represents them in connection with state and federal regulatory investigations, examinations, and inquiries.

Prior to joining the firm, Ms. Holzel worked for the U.S. Consumer Financial Protection Bureau and was an Associate at Schulte Roth & Zabel LLP, where she regularly advised money transmitters and licensed lenders on consumer financial law and regulatory compliance in licensing and transactional matters. During Ms. Holzel’s four years at the CFPB, she headed examination teams at large financial institutions, among other responsibilities. The CFPB teams she led examined for compliance with, among other things, mortgage originations and servicing, fair lending laws, and consumer loan and consumer banking matters.





  • Advises banks, non-depository financial institutions, and Fintech clients on a variety of regulatory and compliance matters.
  • Provides regulatory advice to bank and non-bank financial institutions regarding TILA, HMDA, ECOA, RESPA, FCRA, FDCPA, GLBA, TISA, EFTA and other federal and state consumer financial laws.
  • Advises bank and non-bank consumer credit providers with respect to special purpose credit programs for prohibited basis groups, residential energy efficient construction financing, timeshares, and other special purpose consumer credit.
  • Represents financial institutions in regulatory examinations and civil investigations by the CFPB and other federal and state regulatory bodies.
  • Provides advice regarding state financial licensing obligations applicable to non-bank financial service providers, bank subsidiaries, bank partners, and mortgage loan originators.
  • Assists Fintech companies and other financial service providers in designing novel financial products in accordance with applicable law.
  • Advises virtual currency businesses on anti-money laundering compliance, and other FinCEN and state money services business regulations.
  • Represents payments, lending, and virtual currency Fintech companies in establishing bank partnership arrangements for providing tech-enabled financial services.
  • Advises hedge funds and private equity firms on regulatory issues in the acquisition of licensed financial service companies and loan portfolios.
Professional Activities

Ms. Holzel is a member of the American Bar Association and the Boston Bar Association.

Professional Experience

Following law school, Ms. Holzel was awarded a Presidential Management Fellowship at the U.S. Consumer Financial Protection Bureau where she worked as an Examiner in the Office of Supervision, Enforcement and Fair Lending, the Legal Division, and the Office of Research, Markets & Regulations. Ms. Holzel led and trained CFPB examination teams reviewing consumer financial services, such as mortgages, mortgage servicing, default servicing and foreclosure, credit cards and payment products, deposit accounts, and credit reporting, at large financial institutions for compliance with federal consumer financial laws. Ms. Holzel was responsible for overseeing the supervision of consumer deposit products, prepaid products, electronic fund transfers, and mortgage servicing at one of the nation’s largest financial institutions.

During law school, she worked for the Office of the Massachusetts Attorney General Martha Coakley, and participated in the Summer Honors Program at the Boston office of the Securities and Exchange Commission.


Ms. Holzel was recognized by Legal 500 2022 for her work in Capital Markets: Equity Offerings and by Legal 500 2021 for being a Next Generation Partner.

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Boston College Law School
(cum laude)
Cornell University
(with distinction)



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Unsere Kunden verlassen sich auf unsere erstklassige Beratung, vor allem im Hinblick auf komplexe Transaktionen und High-Stakes-Prozesse. Spezialisiert auf Angelegenheiten der Finanz-, Life-Sciences-, Private-Equity-, Immobilien-und Technologie-Branchen, verwenden wir einen kooperativen und interdisziplinären Ansatz, um Fragen unserer Kunden auch in extremen Spezialsituationen einer Lösung zuzuführen. Sie wollen mehr erfahren? Kontaktieren Sie uns gerne.

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