Building A Fintech Fair Lending Program

Fintech lending has transformed the lending industry and given lenders and their customers the power to streamline payment processing, expand credit access, and offer new and personalized experiences based on needs, as well as clearer policies. These novel approaches to lending, together with a fast-paced product development timeline and limited resources, present unique challenges to Fintech companies seeking to develop fair and consistent eligibility criteria and fair lending compliance programs. Goodwin partners, Tony Alexis and Kimberly Holzel along with David Cotney of FS Vector and Reggie Young of BlueVine recently shared perspectives of building a fair lending compliant fintech lending program and the different regulations and laws surrounding them.

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