Fair & Responsible Lending

Accusations that a financial services company’s policies or practices are discriminatory or otherwise unfair, deceptive, or abusive can not only be costly, but also can damage a company’s reputation. Goodwin’s leading Fair + Responsible Lending practice has experience helping clients confront and manage these risks. Our practice is nationwide in scope, including matters involving many federal and state agencies and officials. 

Examples of our services include:

• Defending clients in federal and state government investigations, administrative enforcement proceedings, and private litigation involving the full spectrum of issues related to the fair and equitable treatment of consumers in all aspects of lending and servicing
• Proactive risk management and compliance advice to clients on fair and responsible banking issues related to mortgage origination and servicing, auto lending, credit cards, deposit products, student loans, small business loans, and other consumer-facing products and services
• Designing and implementing compliance risk management programs for clients that best balance management of fair and responsible banking risk with business objectives