Matt Sheldon is a partner in Goodwin’s Complex Business Litigation & Dispute Resolution, Financial Industry Litigation and Consumer Financial Services Litigation practices. His practice centers on the representation of financial services institutions in government investigations and litigation matters, with a focus on class action litigation. Mr. Sheldon counsels and represents clients regarding an array of financial services and products, including mortgages, credit cards, insurance and reinsurance, and ERISA-covered retirement plans.

In the litigation context, Mr. Sheldon’s practice focuses on defending financial service providers facing class action lawsuits in federal and state courts across the nation. His broad experience includes successfully defending a variety of clients in cases challenging fair lending compliance, financial product sales and marketing practices, reinsurance structures, and ERISA compliance.

Mr. Sheldon regularly represents financial institutions facing regulatory proceedings and government investigations by federal and state administrative agencies, including the Consumer Financial Protection Bureau (CFPB), the Department of Housing and Urban Development, the Federal Deposit Insurance Corporation and state attorneys general. He also provides fair lending and regulatory compliance advice, including representing clients on matters relating to federal banking and consumer finance regulations, such as the FCRA, ECOA, RESPA, TILA and FDCPA, as well as state banking and consumer protection statutes.





Mr. Sheldon’s representations include:

  • Part of the Goodwin team that represented Quicken Loans, Inc. before the U.S. Supreme Court, in Freeman v. Quicken Loans, Inc. The case involved an important consumer credit question under RESPA, which the Court decided unanimously in Quicken’s favor.
  • Multiple mortgage lenders in putative class actions alleging mortgage insurance captive reinsurance arrangements violated RESPA; secured summary judgment on plaintiffs’ claims on statute of limitations grounds.
  • A mortgage lender in investigation by CFPB of mortgage brokerage relationship; proceeding was dropped without charges or action.
  • Mortgage lenders in numerous putative class actions challenging loan origination, servicing, modification, and/or foreclosure practices; dismissal secured and/or class certification denied in multiple actions.
  • Mortgage lenders in multiple Fair Housing Act lawsuits filed by municipalities alleging discriminatory lending practices.
  • Advisory counsel for Mortgage Bankers Association on regulatory comment and amicus issues.
  • The Joyful Heart Foundation in its nationwide “End the Backlog” project seeking to eliminate the accumulation of untested rape kits throughout the country.
  • Representative clients include Quicken Loans, Flagstar Bank, First Horizon National Corporation, PHH Mortgage Corporation, Mortgage Bankers Association and IQor Holdings, Inc.
Professional Activities

Mr. Sheldon is a member of the Virginia State Bar and the Virginia Trial Lawyers Association.

Professional Experience

Prior to joining Goodwin, Mr. Sheldon was an attorney with the law firm Williams Mullen, P.C.


Mr. Sheldon has been named a 2014, 2015 and 2016 “rising star” in consumer law by D.C. Super Lawyers.

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J.D., 2006
William & Mary School of Law
B.A., 2002
College of William and Mary



District of Columbia


U.S. Supreme Court
Virginia Supreme Court
U.S. Court of Appeals for the Third Circuit
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