Matt Sheldon counsels many of the nation’s largest banks, mortgage lenders, and FinTech companies on their most sensitive regulatory, enforcement, and litigation matters. His practice focuses on helping those clients successfully align their business goals and strategies within the complex framework of federal and state regulatory requirements. Much of his work centers on assisting clients with their supervisory relationships, whether in the examination, investigation, or enforcement context.
Mr. Sheldon is a partner in Goodwin’s Consumer Financial Services Litigation practice and he serves as Co-Chair of Goodwin’s Banking and Consumer Financial Services practice. He is also the Head of Goodwin’s Litigation Practice for the Washington, D.C. office.
Mr. Sheldon is top-ranked in 2022 by both Chambers USA and The Legal 500 US, with Chambers recognizing Mr. Sheldon as “a very thoughtful regulatory and litigation attorney, with a practical mindset toward complicated and often ambiguous issues.”
Although Mr. Sheldon specializes in advising clients on residential mortgage lending matters, Mr. Sheldon counsels and represents clients regarding a broad array of consumer financial services and products, including credit cards, payment systems, insurance and reinsurance, and ERISA-covered retirement plans.
Mr. Sheldon regularly represents financial institutions facing regulatory proceedings and government investigations by federal and state administrative agencies, including the Consumer Financial Protection Bureau (CFPB), the Department of Housing and Urban Development (HUD), the Federal Deposit Insurance Corporation (FDIC), and state attorneys general. He also provides fair lending and regulatory compliance advice, including representing clients on matters relating to federal banking and consumer finance regulations, such as the FCRA, ECOA, RESPA, TILA and FDCPA, as well as state banking and consumer protection statutes.
In the litigation context, Mr. Sheldon’s practice focuses on defending financial service providers facing significant litigation matters, including class actions, in federal and state courts across the nation. His broad experience includes successfully defending a variety of clients in cases challenging fair lending compliance, financial product sales and marketing practices, reinsurance structures, and ERISA compliance.
