From the world’s largest financial institutions, to dynamic regional and middle market institutions, to community-based banks and thrift institutions, banks of all sorts face a range of regulatory and competitive challenges. Goodwin’s accomplished banking team regularly advises on M&A, corporate finance, securities offerings and regulation, corporate governance, banking regulation, commercial lending, complex bank products and services, consumer financial services, privacy and cybersecurity, risk and compliance management, investment management activities, holding company formations, de novo bank formations, antitrust analysis and litigation. And with the breakneck pace of technology disrupting industries around the world, we partner with clients to embrace the promise and potential of innovation to make a lasting impact.
We regularly represent financial institutions before the Federal Reserve, the OCC, the FDIC and various state banking regulators, the CFPB and securities regulatory agencies. In the litigation context, our lawyers have litigated nearly every type of major litigation issue brought against financial institutions both large and small, including business, consumer financial services, ERISA, M&A, privacy, data security, securities and white collar litigation.
We counsel diversified financial services organizations — including securities and investment advisory firms, insurance companies and mortgage firms — on the establishment of specialty and full-service bank and thrift charters to enhance product offerings and efficiency. Our lawyers also address matters involving the development and integration of complex securities, derivatives and insurance products, and the structuring of activities and organizations within consolidated entities. In addition, we work on matters involving consumer financial services, outsourcing and data processing, fraud and money laundering, and international business conduct.
Our international banking focus is on the international activities of U.S. banks, as well as the U.S. activities of non-U.S. banks. We provide advice on bank regulatory and compliance matters, including establishing, expanding and structuring operations in the U.S., while taking into account tax, bank regulatory and securities law issues. Our experience includes activities of investment management, broker-dealer and other non-banking affiliates of banking firms.