Allison Schoenthal

Allison Schoenthal

PartnerCo-Chair of Banking and Consumer Financial Services
Allison Schoenthal
New York
+1 212 459 7183

Allison Schoenthal is a partner in the firm’s Financial Industry group, Co-Chair of the Banking and Consumer Financial Services practice and the New York head of the Consumer Financial Services Litigation practice. She represents banks, trusts, lenders, government-sponsored enterprises, private equity firms, and loan servicers in consumer finance litigation and enforcement matters.

Ms. Schoenthal has more than a decade of experience representing financial services clients. Her experience includes regulatory counseling and investigations, defending against enforcement actions by state and federal regulators, individual and class action lawsuits, and providing compliance advice and risk assessments. She has handled more than 1,000 state and federal consumer finance matters, defending clients against claims under RESPA, TILA, FDCPA, TCPA, HOEPA, FCA, DPA, UDAAP, among other statutes and laws. Ms. Schoenthal and her team have obtained important rulings for financial institutions, and have a favorable track record representing clients in the lending industry.

Experience

Ms. Schoenthal’s representative experience includes:

  • Represented a service and mortgage lender in enforcement action by the New York Attorney General*
  • Affirmed in Second Circuit dismissal of class action alleging violations of FDCPA due to allegedly misleading debt validation notices*
  • Represented the owner in a multimillion-dollar real estate and construction dispute between contractors, building owners, and investors*
  • Successfully defended, through appeal, precedent-setting class actions concerning validity of automatic renewal and late-fee provisions*
  • Represented loan servicer in CFPB investigation and enforcement action and state regulator inquiries relating to loss mitigation practices*
  • Obtained dismissal of a qui tam complaint against loan servicer asserting violations of the retaliation provisions of the False Claims Act and Dodd Frank Act*
*Denotes experience prior to joining Goodwin.

Professional Experience

Prior to joining Goodwin, Ms. Schoenthal was most recently a partner at Hogan Lovells in New York, where she built and led the firm’s Consumer Financial Litigation practice.

Professional Activities

Ms. Schoenthal is a member of the Association of the Bar of the City of New York, where she serves on the New York Foreclosure Task Force and previously served on the E-Discovery Working Group and the Committee on Professional Ethics.

She is also a member of the New York State Bar Association.

Credentials

Education

JD2000

Fordham University School of Law

BA1997

University of Virginia

Admissions

Bars

  • New York

Courts

  • U.S. District Court for the Eastern District of New York
  • U.S. District Court for the Northern District of New York
  • U.S. District Court for the Southern District of New York
  • U.S. District Court for the Western District of New York
  • U.S. District Court for the Western District of Wisconsin
  • U.S. Supreme Court

Recognition & Awards

Ms. Schoenthal has been selected for inclusion in The Legal 500 U.S. 2022. She is Chambers-ranked nationwide for Consumer Finance Litigation. Chambers notes that Ms. Schoenthal “prides herself on providing the absolute best client service. That means understanding the client’s business to determine the best outcome for the client both legally and business-wise." She has also been recognized as one of Crain’s Notable Women in Law and by Law360 as an MVP for Banking.

Publications

Ms. Schoenthal has been quoted in The New York Times, Newsday, Bloomberg BusinessWeek, Inside Mortgage Finance, Law360, and the New York Law Journal on consumer finance and mortgage-related issues and also regularly speaks at key industry conferences. She is also a regular author of thought leadership pieces and has been especially prolific writing on COVID-related issues affecting the mortgage, credit reporting and other consumer finance industries.

Ms. Schoenthal’s recent publications include,