As California regulators consider allowing insurance companies to use predictive wildfire models to price risk, some insurance professionals believe that concerns over the transparency of the models' methodology won't ultimately doom their adoption. Alex Selarnick, Insurtech associate, told Law360 that companies seeking to implement catastrophe models would typically consider their methodology a trade secret protected from public disclosure. "While transparency is an issue that needs to be worked through in order to establish a regulatory framework that can facilitate progress in the CA homeowners insurance market, I don't expect transparency issues to pose a significant challenge to putting CAT models to use in underwriting," he said.